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Wealth Accumulation, Preservation and Distribution Strategies

Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Cash Management

There are a number of savings alternatives that could help you earn a reasonable rate of return.

Cash Management

There are numerous investment alternatives available to help provide liquidity.

Cash Management

It's important to understand the options, such as financial aid grant programs, when having to pay for college.

Estates & Trusts

A living trust can help control the distribution of your estate upon death.

Estates & Trusts

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Investing

Starting to invest early for college and remaining consistent can help investors reach their goals.

Investing

There are several funding methods for a child's college education including mutual funds and Section 529 plans.

Retirement

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

Retirement

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

Retirement

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Retirement

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

Risk Management

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

Tax Planning

While stable, CDs can create an income tax bill. Fixed annuities and municipal bonds can offer tax advantages.

Tax Planning

It's important to understand tax-exempt vehicles when establishing a comprehensive tax planning strategy.

Tax Planning

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

Tax Planning

Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal tax penalty.

Tax Planning

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.

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